Airline Miles Credit Cards

Airline miles credit cards are ideal for people who frequently travel by air, especially business travelers. Before picking a credit card that earns air miles, you should consider whether you will be able to get benefits from the dominant airline(s) in your region and which credit card will give you the best deal with the fewest strings attached.Airline miles credit cards are preferred by travelers who want to enjoy more savings. These credit cards can be used for frequent flying miles programs that offer incentives, such as free airfare for companions. These credit cards can be used for rewards programs, such as merchandise in exchange for points earned by flying. Airline miles credit cards are based on the miles traveled and paid for with the credit card during specific time periods.
How It Works

Airline miles credit cards can be used just like major credit cards for purchases and payments. Rewards are given, however, for miles traveled in the air on most airline miles credit cards. These credit cards can be offered by banks or airline themselves. Airline- sponsored credit cards allow consumers to earn miles toward tickets on that airline only, while some bank-sponsored airline credit cards allow the cardholder to choose the airline for which the earned miles should be applied.
Benefits

The main benefit of having a credit card is convenience. Airline miles credit cards are recognized around the world and accepted as payment in any place that takes credit as a form of payment. Airline miles credit cards are excellent for emergency airline travel as well. These cards earn reward miles for discounted or free flights. They provide points to travelers that can be accumulated to earn free travel, free hotel stays and more.
Cost/Pricing

Having an airline miles credit card typically involves paying an annual fee, which is also the case with other major credit cards. This fee can be anywhere between $30 per year to nearly $200 a year, depending on the type of airline miles credit card you have. Other costs associated with owning an airline miles credit card include charges that can be incurred for going over your limit or paying with a check that is returned for insufficient funds.
Timing

Making a decision to get an airline miles major credit card is a personal one. There is no perfect time than now if you can clear off your entire balance each month, so that you don't topple under the pressure of high interest rates.
Companies/Industries

As mentioned before, these credit cards can be bank sponsored or airline sponsored. Major airlines and banks offer these travel options for budget travelers. Southwest Airlines, American Airlines, Delta, United, and Continental Airlines are among the largest U.S. passenger airlines that offer these credit options for travelers. Major financial institutions and banks like American Express, Bank of America, Capital One and JPMorgan also offer airlines miles credit .